Career To avoid criticism do nothing, say nothing, be nothing. Elbert Hubbard
	Whatever your situation career planning makes all the difference. We all spend time planning for the future. Whether it’s a holiday, a party or a new car we want to be sure we’ve got it right. Good decision-making depends on effective planning – and this is equally true when it comes to making the most of your working life. The final decision is yours.

Charity One of the serious obstacles to the improvement of our race is indiscriminate charity. Andrew Carnegie (1835 - 1919)
	The best kept secret - GIVING makes us feel great - Winston Churchill said "We make a living by what we get, we make a life by what we give" be it time or resources make the effort - pick a cause, help others - create your giving plan and help others, the benefits are immense - The Kuta Charity for 2007 is Macmillan Cancer Relief, we will be entering a team into the It's a knockout at Temple Newsam Park in Leeds during May 2007. (join us)

Health Health is not valued till sickness comes. Dr. Thomas Fuller (1654 - 1734), Gnomologia, 1732
	They say you are what you eat - well make some changes, plan what goes in (and what stays OUT) of your shopping basket and create a leisure regime that contributes to a healthier you. DO IT.. stay healthy - live a longer life

Happiness Don't take life too seriously. You'll never get out of it alive Elbert Hubbard
	A good old laugh will release endorphins and make you feel GREAT! when was the last time you had a good old chortle! are there comedy clubs that you can visit? stand up nights? click around the web for some fun stuff or even better get a group of friends together and have a silly fun night!

Environment Money is the opposite of the weather. Nobody talks about it, but everybody does something about it. Rebecca Johnson, in 'Vogue'
	Did you know the clock in your microwave oven when left switched on creates up to 2kg of carbon a year!  staggering.. what's your plan for doing your bit? recycle, reduce your carbon footprint - make some plans - set some goals and enjoy peace of mind living

Education The great aim of education is not knowledge but action. Herbert Spencer (1820 - 1903)
	You may want to start by addressing those subjects you did badly at school at, you know the ones Englissh, Maths.. ; )  or set yor sights high and aim for some serious learning, evening schools, online learning, college, university, courses etc - the good thing about education is it can never be taken away.. do it!

Finances Make all you can, save all you can, give all you can. John Wesley (1703 - 1791)
	Even Paul Daniels the magician can't solve this one quickly - effective financial planning is a must if you want the peace of mind this approach provides - how does it feel to have spare money? In this debt ridden society - the  only way is to plan for financial independence - start today - ker-ching your own future

Family I think people that have a brother or sister don't realize how lucky they are. Sure, they fight a lot, but to know that there's always somebody there, somebody that's family. Trey Parker and Matt Stone, South Park, Cat Orgy, 1999
	Even for those who don't have the typical 2.2. family  - good relationships with those who are still in your family circle can have lasting rewards, strengthen those relationships, plan activities to bring you together, work towards lasting relationships

Spiritual
	Want to explore your spirituality? Try Christianity, Islam, Buddhism, Sikhism, whatever your interest take action and move towards that peace of mind your are seeking - even if's the serene art of meditation - plan your activity, set your sights and do it!

Social Not a shred of evidence exists in favor of the idea that life is serious. Brendan Gill
	Fancy being the party animal? or simple social activities that will help  you recover from adversity or personal issues?  you could ease yourself into easy going leisure activities or plan a holiday with a difference - fancy something a bit bolder? Try bungee jumping in New Zealand or walk the Appalachion Trail in North America (only takes 6 months: )  have something to REALLY look forward to -your Kuta friends will be the first to encourage you.. do it!!